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'Patience is bitter, but its fruit is sweet,' said Jean Jacques Rousseau - a quote worth remembering, says financial expert Peter Sharkey

It's difficult enough to come to terms with the fact that you can no longer care for your dependant loved one, let alone choosing the best care home. You want peace of mind that your family member is looked after, but also that their lives are enhanced and fulfilled, regardless of their age and mental capacity.

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